360 ONE×Dvar

Research monitor

Each exchange filing becomes an alert for fund managers: what happened, the facts, who holds it, how much it matters.

360 ONE model · by Dvar16/16right
GPT-6.1 Sol16/16right
Cost per task14× cheaper₹0.016 vs ₹0.233 · 5.9× vs Gemini Flash
Right answerCredit rating · high materialityfrom: AA-to: A+
NSENILGIRIFIN·4 Nov 2026, 10:02
Credit RatingNilgiri Finance Ltd
Pursuant to Regulation 30 of SEBI (LODR) Regulations, 2015, this is to inform that CARE Ratings Limited has revised the rating on the long-term bank facilities and non-convertible debentures of the Company from CARE AA- (Stable) to CARE A+ (Negative), on account of elevated stress in the unsecured MSME book and slower collections in Q2 FY27.
Coverage · Nilgiri Finance LtdConviction High
Multicap PMS5.4% of portfolio
Long-Short Fund3% of portfolio

What this tests: A downgrade is high materiality; old and new ratings exactly.

360 ONE model · by Dvar
✓ Correct
₹0.017 · 2.5 s
HIGHCredit ratingCARE downgrades Nilgiri Finance to A+ from AA- on MSME stress
FACTSfrom AA- · to A+
HELD INMulticap PMS, Long-Short Fund
How it was checked · 5 of 5 checks passed
  • PASSRight event · Credit rating
  • PASSFacts exact
  • PASSRight portfolios · Long-Short Fund, Multicap PMS
  • PASSRight materiality
  • PASSNo invented numbers
GPT-6.1 Sol
✓ Correct
₹0.238 · 2.4 s
HIGHCredit ratingNilgiri Finance downgraded from AA- to A+ amid unsecured MSME stress and slower collections; outlook Negative
FACTSfrom AA- · to A+
HELD INMulticap PMS, Long-Short Fund
How it was checked · 5 of 5 checks passed
  • PASSRight event · Credit rating
  • PASSFacts exact
  • PASSRight portfolios · Long-Short Fund, Multicap PMS
  • PASSRight materiality
  • PASSNo invented numbers