360 ONE×Dvar

Client instructions

Emails, WhatsApps and voice notes in; an order ticket out, checked against the client record and desk rules.

360 ONE model · by Dvar24/24right
GPT-6.1 Sol24/24right
Cost per task13× cheaper₹0.031 vs ₹0.394 · 5.8× vs Gemini Flash
Right answerHold · Sender not authorisedHold · Unregistered bank accountCall the client back
EmailReceived 11:02·Client C-20417 · Rajesh Mehta · RM Priya Nair
Redeem liquid fund – new bankRajesh Mehta <rajesh.mehta@mehtagroup.co>
Priya, Redeem my full HDFC Liquid Fund and send the money to my new account: Yes Bank, A/c 002190100459981, IFSC YESB0000021. I am travelling and can't take calls, please do it today itself. Rajesh Mehta
Client record · Rajesh MehtaResident · Mumbai
Authorised to instruct
Rajesh Mehta · Clientrajesh.mehta@mehtagroup.inAll holdings
Rajesh Mehta · Client+91 98200 41733All holdings
Kavita Mehta · Wife, joint holder on H2kavita.mehta@gmail.comH2 only
Registered bank accounts
HDFC BankSavings••4410
Kotak Mahindra BankCurrent••8823
Holdings
HDFC Liquid Fund – Direct Growth
MF · Single
10293847/71₹2.51 Cr
360 ONE Focused Fund – Direct Growth
MF · Anyone or survivor (Rajesh, Kavita) · 1% exit load on 18,240 units bought within the last 12 months
4471023/22₹1.15 Cr
ICICI Prudential Corporate Bond Fund – Direct Growth
MF · Single
8812004/55₹1.89 Cr
Mirae Asset ELSS Tax Saver Fund – Direct Growth
MF · Single · ELSS: 3-year lock-in until 12 Mar 2028
79911234/03₹4.92 L
360 ONE Private Credit Fund – Series 2 (Cat II)
AIF · Single · Closed-ended; term ends Jun 2029; no redemption on request
AIF-PC2-00418₹1.43 Cr
360 ONE Multicap PMS
PMS · Single · Partial withdrawal allowed only if ₹50 lakh or more stays invested
PMS-MC-11872₹3.21 Cr
SIPs
₹2,00,000 a month360 ONE Focused Fundon the 25th

What this tests: Look-alike domain (.co, not .in) and an unregistered bank. Classic fraud pattern.

360 ONE model · by Dvar
✓ Correct
₹0.027 · 2.8 s
HOLDSender not authorisedEmail from rajesh.mehta@mehtagroup.co is not a registered contact; registered email ends @mehtagroup.in. Full redemption also names an unregistered Yes Bank account.
CALL BACKVerify with the client on a registered number before anything moves.
Reply drafted for the client
Dear Mr. Mehta, this request came from an email address not registered with us, so we have held it for your security and will call you on your registered number to verify. Please note redemptions can only be credited to a registered bank account; the new Yes Bank account would first need to be added via our documented process.
How it was checked · 5 of 5 checks passed
  • PASSOrders right · none, correctly
  • PASSNothing invented
  • PASSHolds what must hold · Sender not authorised, Unregistered bank account
  • PASSCall-back when needed
  • PASSAsks only when unsure
GPT-6.1 Sol
✓ Correct
₹0.450 · 3.4 s
HOLDSender not authorisedThe sender email rajesh.mehta@mehtagroup.co is not registered.
HOLDUnregistered bank accountThe requested Yes Bank account is not a registered bank account.
CALL BACKVerify with the client on a registered number before anything moves.
Reply drafted for the client
Your request is on hold because the sender email and the Yes Bank account are not registered; no order has been raised. Please resend from your registered contact and select a registered bank account; callback verification is required.
How it was checked · 5 of 5 checks passed
  • PASSOrders right · none, correctly
  • PASSNothing invented
  • PASSHolds what must hold · Sender not authorised, Unregistered bank account
  • PASSCall-back when needed
  • PASSAsks only when unsure