Meeting briefs
Before each meeting, a one-page brief for the RM: the numbers, what to raise, what to say.
360 ONE model · by Dvar12/12right
GPT-6.1 Sol12/12right
Cost per task7.7× cheaper₹0.072 vs ₹0.554 · 3.1× vs Gemini Flash
ModerateThu 5 Nov, 11:00, client's office, Lower Parel
Rajesh Mehta
Mehta family · Mumbai · RM Priya Nair · Quarterly review
Holdings₹15.38 Cr
| 360 ONE Multicap PMS PMS · Equity · pledged | ₹3,21,40,000 |
| 360 ONE Focused Fund Mutual fund · Equity · pledged | ₹1,15,36,876 |
| Listed shares: Mehta Polymers Ltd (promoter holding) Direct equity · Equity · pledged | ₹4,18,00,000 |
| ICICI Prudential Corporate Bond Fund Mutual fund · Debt | ₹1,89,48,666 |
| HDFC Liquid Fund Mutual fund · Cash | ₹2,50,94,432 |
| 360 ONE Private Credit Fund – Series 2 Cat II AIF · Alternatives | ₹1,42,60,000 |
| Bajaj Finance FD Fixed deposit · Debt | ₹1,00,00,000 |
| Loan · 360 ONE Prime (loan against securities) | ₹4,60,00,000 |
Coming up, tickets, notesTarget equity 50%
| 18 Nov | Bajaj Finance FD, 7.6% | ₹1 Cr |
| 10 Nov | SIP into 360 ONE Focused Fund | ₹2 L |
| 21 Oct | SR-88412 · Capital gains statement for FY26 shows wrong cost for Focused Fund | Open |
| Risk profile | Moderate, last done 14 Aug 2025 |
| Last notes | Aug: wants to keep 2 Cr liquid for a Worli property payment in Q4. Asked about reducing the loan. |
360 ONE model · by Dvar
✓ Correct
₹0.075 · 23 s
Quarterly Review - Rajesh Mehta
Total₹15.38 Cr
Equity55.6%
Debt18.8%
Cash16.3%
Largest27.2%
LTV53.8%
Deposit or bond maturingLoan above 50% LTV: margin shortfallSingle holding above 20%Equity off target by 5+ ptsTicket open 7+ days
Talking points for the RM
Resolve the open ticket SR-88412 regarding the incorrect cost in the Focused Fund capital gains statement.
Discuss the Bajaj Finance FD maturing in 14 days and potential reinvestment options.
Address the high LTV of 53.8% and the client's request to reduce the loan outstanding.
Review the equity overweight of 55.6% and the 27.2% concentration in Mehta Polymers Ltd.
How it was checked · 5 of 5 checks passed
- PASSNumbers right
- PASSRaises what matters · 5 of 5
- PASSNo false flags
- PASSSuitable, no promises
- PASSFits on one page
₹0.746 · 9.1 s
Quarterly review: address leverage, equity concentration and FD maturity while protecting Worli property liquidity
Total₹15.38 Cr
Equity55.6%
Debt18.8%
Cash16.3%
Largest27.2%
LTV53.8%
Deposit or bond maturingLoan above 50% LTV: margin shortfallSingle holding above 20%Equity off target by 5+ ptsTicket open 7+ days
Talking points for the RM
Discuss using the ₹1 crore FD maturity toward loan reduction, addressing his earlier request and 53.8% LTV while preserving ₹2 crore for Worli.
Raise Mehta Polymers at 27.2% and Multicap PMS at 20.9%; discuss reducing concentration and restoring equity toward the 50% target.
Review the ₹2 lakh Focused Fund SIP due 10 November, given its Very High risk and his Moderate profile.
Escalate SR-88412 and obtain a correction timeline before discussing tax-sensitive portfolio changes; the incorrect cost statement remains unresolved after 14 days.
How it was checked · 5 of 5 checks passed
- PASSNumbers right
- PASSRaises what matters · 5 of 5
- PASSNo false flags
- PASSSuitable, no promises
- PASSFits on one page
